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When most people hear “estate planning,” they think of planning to avoid estate taxes. However, for more than 99% of people, the federal estate tax is no longer a concern (although state level estate taxes may still be an issue for some). There is a lot more to estate planning than taxes. That’s why family succession planning better describes this process. It includes decisions about who will receive which assets, when they will receive those assets, and who will have authority to make financial, medical, and end of life decisions for you if you can’t.

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